When you are looking for personal insurance, whether it is for a new policy, or to review your existing policy, making sure it’s still suitable for your needs, why would you shop online, when you can get a personalized service from a company which is local to you, with old fashioned values, who can do all the shopping around on your behalf. 

Offering personal insurance we can provide you with the right products and advice specifically tailored to your needs 

Working with New Zealand’s leading insurance companies, our clients receive a personalized professional service that ensures that you get the best possible cover, without compromising on the quality, for the best possible price. 

As specialist Insurance Brokers with many years of experience, we are able to advise you and provide you with the solutions that best suit your needs, allowing you to understand why the cover is being recommended, and providing you with a comparison of premiums from other leading insurers. 

Should you be unfortunate enough to make a claim, having the right people to guide you and give you advice, we believe is very important. We can help you through the process step by step, to ensure that your claim is dealt with as quickly and efficiently as possible.

People generally think they benefit when they buy insurance direct, but is it true? 
To find out, some research was undertaken to ask people what mattered to them when buying insurance.

Why do consumers hate the middle man? 
Some people perceive any middle man as an unnecessary third party, and conventional wisdom dictates that this means additional cost and possibly mistakes.

What is important to consumers? 
In order of importance, these are the things people said matter to them: 

• Cost :  If anything having the insurance set up correctly, after a consultation with a registered financial adviser, where the benefits of different options from more than one company can be discussed, can lead to savings. 
• Ease :  Most direct services can completely fall down when queries or changes were required that were less common, particularly later in the policy life cycle.   Brokers offer a personal service, and are far, far more pro-active when we receive the initial quote request from you, the consumer, often we can answer queries by personal email or call almost immediately.
• Speed :  Brokers are more efficient, making suggestions that consumers find highly useful, saving them lots of time.
• Peace of mind that everything is covered :  Brokers are largely far more efficient at cross checking policies than consumers, and also very good at educating their customers, explaining what types of cover were available and answering queries.

So if you would like to save money, make the process of getting insurance as easy as possible, as quickly as possible, while knowing that you are covered for exactly for what you need and not for what you don’t, then contact us today. We will help you get the right policy for the right price, so that you can stop worrying about what could happen and you can start enjoying what is happening! You can call us on 0800 50 7770 or email us at  harpreet@lifecyclefinancial.co.nz