Welcome to LifeCycle Financial

At LifeCycle Financial, we are an Experienced and Trusted financial advisory firm dedicated to helping Kiwis achieve financial confidence and security. We provide a wide range of financial services, including both residential and commercial mortgages, as well as personal insurance products such as:

• Life Insurance
• Health Insurance
• Income Protection
• Mortgage Protection
• Trauma Insurance

For general insurance needs like home, contents, car, and business insurance, we work closely with a network of trusted specialist partners.

We have partnerships with leading banks, private lenders, and insurance providers throughout New Zealand, enabling us to deliver tailored solutions with competitive interest rates and premiums—while maintaining a high standard of quality and service.”

Our team of experienced mortgage and insurance specialists is your one-stop solution for all personal financial protection needs. Whether you’re buying your first home, expanding your investment portfolio, or safeguarding your family’s future, we’re here to support you at every step.

LifeCycle Financial is proud to be part of KAN (Kiwi Adviser Network), one of New Zealand’s largest mortgage and insurance distribution groups. We are also members of the FSCL ( Financial Services Complaints limited ) ensuring transparency, accountability, and peace of mind for all our clients.

Why Choose LifeCycle Financial?

At LifeCycle Financial, we are non-aligned advisers, meaning we are not tied to any specific lender or insurer. This independence allows us to provide objective recommendations tailored solely to your needs—based on a comprehensive needs analysis, not sales targets.

We act as a single point of contact for all your financial protection and lending requirements. We work with all major banks and insurance providers across New Zealand, giving you access to a full range of mortgage and personal insurance solutions, including life, health, trauma, income protection, and more.

Our team consists of highly experienced advisers who have established a strong track record in the financial services industry. We pride ourselves on building long-term relationships and delivering advice you can trust.

At the heart of our approach is a commitment to client-focused service. We ensure that when the time comes, you receive the protection and support you’ve paid for—so you can maintain financial security and your desired standard of living.

What we do?

• We review old covers client has got to see whether it is up-to-date as per their needs and status.
• We do need analysis based upon the information provided by the client.
• Based upon the need analysis, we contact all insurance companies to get the best product and deal as per the client’s requirements.
• We do consultation and provide advice on various insurance issues.
• We will handle all claims on your behalf to get a satisfactory conclusion.
• We do frequent follow-ups and auditing of your insurance portfolio.

Our Mortgage and Insurance Partners